Logica Properties
Buy
All ToolsSold PricesStamp Duty CalculatorMortgage Calculator
How It WorksFor Agents
Sign in
Logica Properties

The UK's first property platform connecting estate agents with cash-ready buyers whose funds originate from digital assets. All settlements in GBP through standard conveyancing.

Logica Properties does not handle funds, provide financial advice, or offer digital asset services.

Regulated by

FCA partners

For Buyers

  • Browse Properties
  • Saved searches
  • Sign In / Register
  • How It Works
  • Buyer guide
  • FAQ

Property Tools

  • All Tools
  • Sold Prices
  • Stamp Duty Calculator
  • Mortgage Calculator
  • Market reports
  • Data Sources

For Agents

  • Why Join Logica
  • Register Your Agency
  • Agent Login
  • Agent FAQs
  • Pricing

Partners

  • Partner with Us (FCA / Solicitors)
  • Developer APIs

Company

  • About Us
  • Press
  • Contact
  • Careers
  • Privacy Policy
  • Terms of Service
  • Cookie Policy
  • Material Information

General Enquiries

hello@logicaproperties.co.uk

Estate Agents

agents@logicaproperties.co.uk

Office

612 Wimborne Road, Bournemouth BH9 2EN

© 2026 Logica Properties Ltd. All rights reserved.

Company No. 16789256|Registered in England & Wales

Logica Properties® is a registered trade mark of Logica Properties Ltd.

All settlements are processed by FCA-regulated partners in GBP through standard conveyancing.

  1. Home
  2. /Tools
  3. /True Cost of Buying

True Cost of Buying

The purchase price is just the beginning. Calculate the total cost of buying a property, including all the fees and charges most buyers forget about.

True Cost of Buying

See the total cost including all fees and mortgage interest

£
£
%
years

Purchase Fees

Stamp duty£7,500
Solicitor/conveyancer fees
£

Typical: £850–£1,500

Survey cost
£

HomeBuyer: £250–£450, Building: £500–£700

Mortgage arrangement fee
£

Some lenders charge £0, others up to £2,000

Mortgage valuation fee
£

£150–£1,500 depending on property value

Moving costs
£

Removal company: £500–£2,000

Total purchase fees£11,649

Mortgage Cost

Loan amount£315,000
Monthly payment£1,751/mo
Total repayment over 25 years£525,262
Total interest paid£210,262
Purchase price£350,000
Purchase fees+£11,649
Mortgage interest (25 years)+£210,262
What you'll actually pay£571,911

All fees are editable – adjust to match your situation. Stamp duty and mortgage interest are calculated automatically. This assumes a fixed rate for the full term – actual costs will vary if you remortgage. Seek independent mortgage advice.

What's included

  • Stamp Duty Land Tax (SDLT) – calculated automatically based on current rates. First-time buyer relief is applied if selected.
  • Solicitor/conveyancer – legal costs for handling the purchase, searches, and land registry.
  • Survey – a structural assessment of the property. Options range from a basic HomeBuyer Report to a full Building Survey.
  • Mortgage arrangement fee – charged by some lenders for setting up the mortgage.
  • Mortgage valuation – the lender's own assessment of the property's value.
  • Moving costs – removal company, van hire, and associated expenses.

All amounts are editable so you can adjust them to match your specific situation. Stamp duty is calculated automatically and cannot be edited.