Stamp Duty Calculator
Calculate how much Stamp Duty Land Tax (SDLT) you'll pay when buying a property in England or Northern Ireland. First-time buyer relief is included.
Stamp Duty Calculator
£
First-time buyer
Stamp duty£0
Effective rate0.00%
Total cost (price + duty)£250,000
Based on UK stamp duty rates for 2025 – 26. This is an estimate only – seek professional advice.
How is stamp duty calculated?
Stamp Duty Land Tax (SDLT) is a tax paid when buying property or land in England and Northern Ireland above a certain price threshold. The tax is calculated on a tiered basis, similar to income tax.
Standard rates (2025–26)
- Up to £250,000 – 0%
- £250,001 to £925,000 – 5%
- £925,001 to £1,500,000 – 10%
- Over £1,500,000 – 12%
First-time buyer relief
First-time buyers pay no stamp duty on the first £425,000 of properties costing up to £625,000. Properties over £625,000 are taxed at standard rates.